Simple Facts Passive Aggressive Ramble.

I live paycheck to paycheck paying off bills and $44K in debts, along with those necessities to maintain a sense of living. Occasionally I do lapse and splurge on something, as a night out or such. My debts are my own fault. I own that. One negative fact about being in debt that grates on me personally -- the inability to be able to donate to worthy causes. If I had not gotten myself in debt, oh the number of causes I would love to support. That is life.